Pace Law Review Copyright (c) 2010 Pace University All rights reserved. http://digitalcommons.pace.edu/lawrev Recent documents in Pace Law Review en-us Wed, 10 Feb 2010 08:16:15 PST 3600 Real Property, Mortgages, and the Economy: A Call for Ethics and Reforms http://digitalcommons.pace.edu/lawrev/638 http://digitalcommons.pace.edu/lawrev/638 Mon, 08 Feb 2010 10:11:08 PST Shelby D. Green Disquiet on the Home Front: Disturbing Crises in the Nation's Markets and Institutions http://digitalcommons.pace.edu/lawrev/637 http://digitalcommons.pace.edu/lawrev/637 Mon, 08 Feb 2010 10:11:07 PST Shelby D. Green Smoke and Mirrors: Predatory Lending and the Subprime Mortgage Loan Securitization Pyramid Scheme http://digitalcommons.pace.edu/lawrev/636 http://digitalcommons.pace.edu/lawrev/636 Mon, 08 Feb 2010 10:11:05 PST Navid Vazire Mortgage Market Reform and the Fallacy of Self-­Correcting Markets http://digitalcommons.pace.edu/lawrev/635 http://digitalcommons.pace.edu/lawrev/635 Mon, 08 Feb 2010 10:11:04 PST Robin Paul Malloy Nationalization, De-­Nationalization, Re-­Nationalization: Some Historical and Comparative Perspective http://digitalcommons.pace.edu/lawrev/634 http://digitalcommons.pace.edu/lawrev/634 Mon, 08 Feb 2010 10:11:02 PST Mark A. Edwards Unsafe Loans in a Deregulated U.S. Mortgage Market http://digitalcommons.pace.edu/lawrev/633 http://digitalcommons.pace.edu/lawrev/633 Mon, 08 Feb 2010 10:11:01 PST This Article explores actual market outcomes in a deregulated mortgage market to ascertain if market discipline can be relied upon to ensure safe and sound loan products. In Part I of this article, the bank regulators' decisions to deregulate the mortgage market are set forth. In Part II, the outcomes generated by such a legal environment are presented. Such outcomes reveal steadily increasing availability and acceptance of risky loan products, resulting in equity stripping due to subsequent defaults. In Part III of the article, an alternative regulatory approach is offered--one that imposes a minimum required level of safety for all loan products. Vincent Di Lorenzo Can't Live Without Air: Title Insurance and the Bursting of the Real Estate Bubble http://digitalcommons.pace.edu/lawrev/632 http://digitalcommons.pace.edu/lawrev/632 Mon, 08 Feb 2010 10:10:59 PST Marvin N. Bagwell A Glance at the Impact of the Subprime Mortgage Crisis on the Title Insurance Industry http://digitalcommons.pace.edu/lawrev/631 http://digitalcommons.pace.edu/lawrev/631 Mon, 08 Feb 2010 10:10:58 PST Suzanne M. Garcia State Subprime Lending Litigation and Federal Preemption: Toward a National Standard http://digitalcommons.pace.edu/lawrev/630 http://digitalcommons.pace.edu/lawrev/630 Mon, 08 Feb 2010 10:10:56 PST Alan H. Scheiner The Importance of Deceptive Practice Enforcement in Financial Institution Regulation http://digitalcommons.pace.edu/lawrev/629 http://digitalcommons.pace.edu/lawrev/629 Mon, 08 Feb 2010 10:10:55 PST Prentiss Cox A Superfund Solution for an Economic Love Canal http://digitalcommons.pace.edu/lawrev/628 http://digitalcommons.pace.edu/lawrev/628 Mon, 08 Feb 2010 10:10:53 PST Mehmet K. Konar-Steenberg