The financial services industry has been consolidating for more than two decades. This study examines the extent and affects of the deregulation movement on the credit union industry. It identifies a number of operational factors that have contributed to growth of the average size credit union in the 1990s and benefits to members that have resulted from this consolidation trend.
Gould, James S.; Kaushik, Surendra K.; and Lopez, Raymond H., "Credit Union Industry Consolidation in the 1990s" (2003). Faculty Working Papers. Paper 5.