The Credit Union Industry in the Financial Services Marketplace of the 21st Century

Authors

James S. Gould, Pace University
Surendra K. Kaushik, Pace University
Raymond H. Lopez, Pace University

Comments

This paper was published as a Faculty Working Paper (no. 215) for the Lubin School of Business, Center for Applied Research, December 2004.

Document Type

Article

Abstract

The credit union industry has been consolidating for more than a quarter century, as well as broadening and diversifying its product and service offerings. In this period the operating performance and internal structure of the industry has been evolving in a number of ways. This study examines the changing chartering patterns of credit unions between state and federal. The number of credit unions, the number of members, and the assets held by credit unions in each of these categories have been growing at different rates. We examine these patterns of development and project the expected changes in structure through the year 2010.

Recommended Citation

Gould, James S.; Kaushik, Surendra K.; and Lopez, Raymond H., "The Credit Union Industry in the Financial Services Marketplace of the 21st Century" (2004). Faculty Working Papers. 40.
https://digitalcommons.pace.edu/lubinfaculty_workingpapers/40